The Human Services IT Advisory

Through the CARES Act, the federal government provided a temporary moratorium on evictions for most residents of federally subsidized apartments as well a moratorium on filings for evictions for renters in homes covered by federally backed mortgages. Unfortunately, that federal protection just expired July 25, and the current Health, Economic Assistance, Liability Protection and Schools, or HEALS, Act, the Senate package for the next round of coronavirus relief, does not include a provision to reinstate it. Additionally, while the President’s Aug. 8, 2020, Executive Order on Fighting the Spread of COVID-19 by Providing Assistance to Renters and Homeowners directed multiple agencies within the executive branch to look at possible funding solutions to prevent evictions, it did not extend the moratorium. Many states and cities have passed their own rules to help those struggling to pay rent resulting in a patchwork of protections that pause evictions but create confusion because renters do not know whether or which moratoriums apply to them.

The National Low-Income Housing Coalition (NLIHC) and ProPublica built an address look-up service where renters and community advocates can quickly determine whether a property’s address is covered by the federal moratorium. Unfortunately, this address look-up tool is not comprehensive. While it includes millions of multifamily apartments covered by the moratoriums, it lacks a significant segment of properties, including single-family addresses or multi-family mortgages. NLIHC elevated a request to the Federal Housing Finance Agency to make more data available for the missing properties, including data that is available but currently only offered on request for a fee. Sharing this data would enable a more complete database to better enable renters, especially low-income renters, to protect themselves from illegal eviction actions. Although the federal moratorium has expired, this request still has relevance as individual states and local communities continue to extend eviction moratoriums in the face of this second wave of the pandemic.  

 

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